Figuring Out What You Need
How much insulation our house should have depends on your climate, energy costs, budget, and
personal preference. You may be able to get guidance on insulation levels appropriate for your
area from your utility's energy conservation department, the local or state building code, an independent
energy auditor, the state energy office, or an insulation contractor. Remember that the building code gives
the minimum legal level of insulation for new homes. Put in more if you have high-energy bills or want to
be more comfortable.
The U.S. Department of Energy (DOE) has a list of recommended levels of insulation in ceilings, walls, floors, and foundations, broken down by zip
code (see Resources) for more information. In general, you should put at least R-30 in your attic even in milder climates, and
up to R-49 in the coldest parts of the United States. Floor insulation may not be necessary at all in the warmer states, but in
most parts of the country R-19 is recommended. Wall insulation is recommended in all climates, but the amount can be limited
by the space in the wall cavity. Using fiberglass or cellulose in a 2 x 4 wall will usually give you from R-11 to R-15.
However, you can get R-19 to R-21 in a 2 x 6 wall cavity, and even more if you use rigid insulation beneath the siding.
It is almost always easier and more effective to install more insulation during initial construction than to add it later.
Still, you can add insulation to most places in existing homes. Attics are typically the easiest to get to, but insulation
can be blown into empty wall cavities, attached under floors, and added to basement or crawlspace walls. On the other hand, retrofit
foundation insulation may be prohibitively expensive, and adding more insulation to partially insulated walls is usually difficult and
impractical.
How Much Do You Have Now?
To decide how much insulation to add to your home, you need to know how much is already there (see
Table 1). If you don't have an energy auditor inspect your home, you should look for insulation in
several places.
|
Table 1: Identifying Old Insulation
|
| Material |
Description |
R-Value per Inch |
| Fiberglass batts |
Pink, yellow, or white, blanket-like |
3.2 |
| Loose-fill fiberglass |
Pink, yellow, or white loose fibrous material |
2.2 |
| Loose-fill rockwool |
Denser than fiberglass, "wooly" |
2.9 |
| Loose-fill cellulose |
Shredded newspaper, gray "dusty" |
3.5 |
| Vermiculite |
Gray or brown granules |
2.2 |
| Perlite |
White or yellow granules |
2.7 |
| Misc. wood products |
Sawdust, redwood bark, balsa wood, straw |
1 |
| Urea formaldehyde foam |
Whitish gray or yellow, very britte foam |
4 |
| Asbesto |
may be mixed with other materials - difficult to identify |
1 |
Urea formaldehyde foam is no longer sold due to concerns about formaldehyde off-gassing.
If you suspect you have asbestos, consult a hazardous material specialist before disturbing the insulation. |
Attic
First, check the attic; take a few measurements with a ruler in different areas
(away from the access hatch, where insulation is more likely to have been
disturbed or compacted) and average them.
Garage and Crawlspaces

In unheated garages and basements and above crawlspaces, the structural framing (the joists of the floor
above, or the wall framing studs) is often exposed, making it easy to examine the insulation. You may
find batts, blankets, or rigid insulation there. An unvented crawlspace may also have insulation on the
perimeter wall. If your house is relatively new, it may have insulation outside the basement or
foundation wall. However, this insulation will not be visible because it will be covered by a protective layer of
plastic, fiberglass, metal flashing, or rigid protection board. The builder or the original homeowner may be
able to tell you if such exterior insulation was used.
Exterior Walls
Inspect exterior walls by removing the cover plate from an electrical outlet or switch on the inside of
the wall, and shine a flashlight around the sides of the box. Often you can catch a glimpse of insulation
in the gaps around the outlet box. A plastic crochet hook (don't use metal unless you first turn off the power to the
outlet) is useful for pulling out a bit of the material for identification. Check outlets on a few different walls on
each floor, and make a separate check in any parts of the house that were built at a different time. Rigid
insulation is difficult to identify in finished walls. One way to look for it is to remove and then replace a
small section of the exterior siding and sheathing.
Selecting a Type
The type of insulation you use will depend partly on the spaces that youplan to insulate. For
example, since you cannot conveniently blowinsulation into an open overhead space, batts, blankets, or
spray products are used between the oists of an unfinished basement ceiling. The only way to fill closed cavities in finished
walls (without tearing them open) is with blown-in insulation. Table 2 provides a summary of the appropriate
applications for the various types of insulation. See Comparing Insulation Materials for other
considerations in choosing which type to use.
Table 2: Insulation Comparison Chart |
| Insulation Type |
R-Value per inch |
Density in lb/ft³ |
Where Applicable |
Advantages |
Loose-fill
Fiberglass
(dense pack)
Rock wool
Cellulose
(dense pack) |
2.2-2.9
3.4-4.2
2.2-2.9
3.1-3.7
3.4-3.6 |
0.5-1
1.6-3
1.7
1.5-2
3-4 |
Anywhere that frame is covered on both sides, such as finished walls or
cathedral ceilings. Unfinished attic floors and hard-to-reach places. |
The only insulation that can be used in closed cavities. Easy to use for
irregularly shaped areas and around obstructions. Dense-pack provides air sealing and
insulation. |
Batts
Fiberglass
Cotton |
2.9-4.2
3-3.7 |
|
All unfinished walls, floors, and attics. Fitted between frame studs,
joists, and beams |
Do-it-yourself Suited
for standard stud and joist spacing, if there are few obstructions |
Sprayed Insulation
Polyurethane foam
Icynene foam
Wet-spray cellulose
Spray-in fiberglass |
5.6-6.2
3.6-4.3
2.9-3.4
3.7-3.8 |
|
Unfinished walls, attics, and floors |
Provides air sealing as well as insulation. Can provide complete coverage
around obstructions. |
Foam board
Expanded polystyrene
Extruded polystyrene
Polyisocyanurate
Polyurethane
Phenolic (closed cell)
Phenolic (open cell) |
3.9-4.2
5
5.6-7
5.6-7
8.2
4.4 |
|
Basement masonry walls
Exterior walls under construction
Exterior walls when adding siding |
High insulating value for relatively little thickness
Covers wall framing, insulating studs as well as cavities. |
| Sources: DOE Insulation Fact Sheet, ASHRAE Handbook of
Fundamentals; EREC, Loose-Fill Insulation, 1995; David Yarbrough, Tennessee Technical
University |
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